Accelerate the Application Process

From days and hours, to minutes.

That's not just good news for your customer. It also gives you the competitive edge to on-board and deliver services to more customers, more efficiently, saving time and money. And that's got to be welcome news for everyone concerned.

Whether it's an application for loan finance, or trade credit, essential customer checks like KYC, customer verification, risk and affordability, and anti-fraud are made so much faster.

The customer enjoys a faster response to their application, and you benefit from significant workflow savings - so it's a win-win.

Industries Covered

InsuranceInsurance Icon BankingBanking Icon Manufacturing BlueSME's

Customer Checks - With Billing 

You want customers you can trust to repay on-time. Link2Bank is CRIFVision-net's Open Banking solution. It lets you ditch the doubts and delivers up quality, credit checked candidates, pre-approved and ready to go - today!

Essential business checks become child's play.

Your Customer Short-Cut To Faster Approvals

Our 'Open Banking' technology allows your customers to confirm their identity and affordability securely. With a click of a link, they can share their bank account data with you - and then the magic happens.

We instantly analyse both account and transactional data, to verify the customer, assess affordability, and screen for fraud.

Open Banking offers you a more time-efficient, cost-effective, and risk-free approach to pre-approving all potential customers before they have time to shop around other services.

Put simply, Open Banking will help you deliver a faster service and a quicker decision to land the customer.

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Affordability & Risk Check

Confirm Income & Expenses

Customer bank account data is analysed, interpreted and a report is returned, with a risk score along with supporting evidence. Monthly spending and income is compared to highlight monthly shortfalls. Spending is categorised for adverse habits. Stress tests can be added too. All performed in a blink of an eye, ready for you to fast-track approval for your customer.

Anti-Fraud Checks to Ensure Application Legitimacy

Verify History of Trading 

All companies incur standard types of expenses: utility, rent, mortgage, payroll, etc. Link2Bank lets you view a new customer's bank account data to verify a history of trading by the applicant. This check strongly reduces the risk that the company has recently been set up for fraudulent purposes. Earliest transaction and other data points can further raise flags or help mitigate risk of fraud.

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Business People 8 400

Verify Customer Identity And Reduce Fraud

Verify Customer Vs Bank Account Data 

Link2Bank allows you to reduce fraud by easily verifying an applicant or their company. Capture account data, and run checks to verify the IBAN and bank account name matches the applicant's name. Similarly, that the IBAN supplied matches payment account details.

Better Assess Sole Traders & Start-Ups

Risk Assess Entities With Limited Public Data 

Accurately assessing sole traders and new small businesses is an age-old issue. For years, this has resulted in start-ups and sole traders being refused credit, from there not being an easy way to assess and monitor their ability to repay. Link2Bank lets you request a report on any entity so you can make a real-time assessment and service more customers. At the same time, sole traders and customers with a limited trading history can prove their credit worthiness.

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Our Capabilities

With over 1 million open banking credit scores calculated in the past 12 months, we would be very happy to share with you some of the ways top banks, financial institutions, professional practices, corporates, and many more are leveraging open banking technology to better assess and provide a more frictionless digital service to their customers.

+3K

Connected Banks

1Milion

Open Banking Credit Scores Calculated in the Past 12 Months

+2K

Variables Tested For a Single Score

+200

KPI's That Can Be Calculated On Customers

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